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\u6240\u4ee5\uff0c2026\u5e74\u5927\u9009\u524d\uff0c\u771f\u6b63\u503c\u5f97\u65b0\u897f\u5170\u4eba\u8ffd\u95ee\u7684\uff0c\u5df2\u7ecf\u4e0d\u662f\u8c01\u5e94\u8be5\u4e3a\u4e0a\u4e00\u8f6e\u623f\u5730\u4ea7\u5371\u673a\u8d1f\u8d23\uff0c\u800c\u662f\u4e00\u4e2a\u66f4\u73b0\u5b9e\u7684\u95ee\u9898\uff1a<\/p>\n\n\n\n \u7ecf\u8fc7\u8fd1\u4e09\u5e74\u7684\u6267\u653f\uff0c\u56fd\u5bb6\u515a\u9886\u5bfc\u7684\u8054\u5408\u653f\u5e9c\uff0c\u7a76\u7adf\u6709\u6ca1\u6709\u8ba9\u65b0\u897f\u5170\u91cd\u65b0\u6210\u4e3a\u4e00\u4e2a\u503c\u5f97\u6295\u8d44\u7684\u7ecf\u6d4e\u4f53\uff1f<\/strong><\/p>\n\n\n\n \u623f\u5730\u4ea7\u4f01\u4e1a\u4e00\u5bb6\u5012\u95ed\uff0c\u53ef\u4ee5\u662f\u5546\u4e1a\u5931\u8d25\uff1b\u6570\u767e\u5bb6\u4f01\u4e1a\u76f8\u7ee7\u5012\u4e0b\uff0c\u5c31\u4e0d\u80fd\u53ea\u88ab\u89e3\u91ca\u4e3a\u5e02\u573a\u5468\u671f\u3002<\/p>\n\n\n\n \u653f\u5e9c\u5f53\u7136\u65e0\u6cd5\u63a7\u5236\u5168\u7403\u5229\u7387\u3001\u56fd\u9645\u4ef7\u683c\u548c\u7ecf\u6d4e\u5468\u671f\uff0c\u4f46\u5b83\u5fc5\u987b\u4e3a\u81ea\u5df1\u80fd\u591f\u6539\u53d8\u7684\u4e8b\u60c5\u8d1f\u8d23\uff1a\u6295\u8d44\u73af\u5883\u3001\u76d1\u7ba1\u6210\u672c\u3001\u4f4f\u623f\u653f\u7b56\u3001\u57fa\u7840\u8bbe\u65bd\u4ee5\u53ca\u4f01\u4e1a\u4fe1\u5fc3\u3002<\/p>\n\n\n\n \u8fd9\u5c31\u662f2026\u5e74\u5927\u9009\u771f\u6b63\u7684\u8d23\u4efb\u8d26\u5355\u3002<\/p>\n\n\n\n \u4f60\u53ef\u4ee5\u7ee7\u627f\u95ee\u9898\uff0c\u4f46\u4e0d\u80fd\u65e0\u9650\u671f\u7ee7\u627f\u514d\u8d23\u6743\u3002<\/strong><\/p>\n\n\n\n \u9009\u6c11\u6700\u7ec8\u4e0d\u4f1a\u53ea\u542c\u653f\u5e9c\u89e3\u91ca\u95ee\u9898\u6765\u81ea\u54ea\u91cc\uff0c\u800c\u4f1a\u770b\u4e00\u4e2a\u66f4\u7b80\u5355\u7684\u7ed3\u679c\uff1a\u4f01\u4e1a\u6709\u6ca1\u6709\u91cd\u65b0\u6295\u8d44\uff0c\u5efa\u7b51\u4e1a\u6709\u6ca1\u6709\u91cd\u65b0\u6d3b\u8dc3\uff0c\u5de5\u4f5c\u673a\u4f1a\u6709\u6ca1\u6709\u589e\u52a0\uff0c\u5e74\u8f7b\u4eba\u6709\u6ca1\u6709\u770b\u5230\u672a\u6765\u3002<\/p>\n\n\n\n \u5982\u679c\u7b54\u6848\u4ecd\u7136\u662f\u5426\u5b9a\u7684\uff0c\u90a3\u4e48\u201c\u8fd9\u662f\u524d\u4efb\u653f\u5e9c\u7559\u4e0b\u7684\u95ee\u9898\u201d\uff0c\u5c31\u4e0d\u518d\u662f\u89e3\u91ca\uff0c\u800c\u4f1a\u53d8\u6210\u73b0\u4efb\u653f\u5e9c\u5fc5\u987b\u9762\u5bf9\u7684\u653f\u6cbb\u8d23\u4efb\u3002<\/strong><\/p>\n\n\n\n <\/p>\n\n\n\n \u2014 Behind the wave of property liquidations, the coalition government must do more than explain the past. It must answer what it has changed.<\/strong><\/p>\n\n\n\n In New Zealand, property has never been just about houses.<\/p>\n\n\n It sits at the centre of a much wider economic ecosystem, linking banks, builders, suppliers, engineers, lawyers, real-estate agents and thousands of small and medium-sized businesses. When developers stop buying land, builders lose contracts. When projects stall, suppliers go unpaid. When businesses stop hiring, household incomes and consumer spending suffer.<\/p>\n\n\n\n So when property companies begin to fail in significant numbers, the damage extends well beyond the property sector itself.<\/p>\n\n\n\n Figures from New Zealand\u2019s Insolvency and Trustee Service show company liquidations rising from 251 in the 2022\/23 financial year to 381 in 2023\/24, 586 in 2024\/25 and 681 in 2025\/26 \u2014 an increase of about 171 per cent in three years.<\/p>\n\n\n\n The Companies Office tells a similarly troubling story. There were 669 liquidator appointments in the first quarter of 2026, up 8.1 per cent from the same quarter a year earlier and 33.3 per cent above the level recorded in the first quarter of 2024. The final quarter of 2025 saw the figure reach 889.<\/p>\n\n\n\n Behind those numbers are businesses running out of cash, losing access to finance and eventually leaving the market.<\/p>\n\n\n\n And liquidation is usually the final stage of a much longer crisis.<\/p>\n\n\n\n A developer entering liquidation today may have stopped selling properties two years ago, begun struggling with heavy interest costs a year ago and lost access to new financing only months before its collapse.<\/p>\n\n\n\n What we are seeing now is therefore not a sudden event, but the delayed release of risks accumulated over several years of the property cycle.<\/p>\n\n\n\n That is why it would be too simplistic to argue that property companies began failing simply because the National-led government came to power.<\/p>\n\n\n\n Ultra-low interest rates during the pandemic pushed up property and land prices. Then inflation and higher interest rates abruptly changed the economics of development. Developers found themselves squeezed by the combined cost of expensive land, expensive construction and expensive finance.<\/p>\n\n\n\n As housing sales slowed while costs remained stubbornly high, profit margins that had once looked comfortable disappeared rapidly.<\/p>\n\n\n\n These problems were not created by National in November 2023.<\/p>\n\n\n\n But that does not give the coalition government a permanent exemption from responsibility.<\/p>\n\n\n\n By 2026, New Zealanders are no longer dealing with a government that has been in office for a few months. The coalition has been in power for almost three years.<\/p>\n\n\n\n The question has therefore shifted from who created the crisis<\/strong> to something much more immediate:<\/p>\n\n\n\n What has the coalition government actually changed?<\/strong><\/p>\n\n\n\n If high interest rates were the problem, why does pressure on businesses remain so severe even after rates have fallen?<\/p>\n\n\n\n If construction costs were the problem, have the government\u2019s reforms genuinely reduced the cost of development?<\/p>\n\n\n\n If housing supply is the problem, why are so many developments still failing to get off the ground?<\/p>\n\n\n\n If business confidence is the problem, why do liquidations remain so elevated?<\/p>\n\n\n\n And if economic growth is a central government objective, how does it account for continued business failures and weak private investment?<\/p>\n\n\n\n These questions cannot be answered indefinitely by pointing to the mess inherited from the previous government.<\/p>\n\n\n\n The previous government should certainly be held accountable for its policies.<\/p>\n\n\n\n But the current government must also be held accountable for its own record.<\/p>\n\n\n\n That is the basic logic of democratic government:<\/p>\n\n\n\n You can inherit a problem. You cannot inherit an indefinite exemption from responsibility.<\/strong><\/p>\n\n\n\n For property, the greatest danger is not necessarily falling prices. It is uncertainty.<\/p>\n\n\n\n A development can take years to complete. When a developer buys land today, it is making a bet on the market several years from now. When a bank provides finance, it too must believe in the viability of future cash flows.<\/p>\n\n\n\n If businesses cannot predict the cost of finance, construction, housing demand or the policy environment, the most rational commercial decision may not be to invest at all. It may simply be to wait.<\/p>\n\n\n\n And when an entire industry waits, the wider economy loses momentum.<\/p>\n\n\n\n Investment falls. Construction slows. Employment weakens. Income growth loses pace. Consumer spending softens. Corporate profits come under further pressure. More businesses then decide to postpone investment.<\/p>\n\n\n\n That is what makes a property downturn particularly dangerous.<\/p>\n\n\n\n A problem that begins in the asset market can gradually become a crisis of economic confidence.<\/p>\n\n\n\n And this is where the government\u2019s responsibility can no longer be avoided.<\/p>\n\n\n\n Governments cannot control every economic variable. They cannot set global interest rates, determine international construction-material prices or prevent the global economic cycle from turning.<\/p>\n\n\n\n But they can shape the regulatory environment, taxation, infrastructure investment, housing policy and many of the institutional settings that determine business costs and investment expectations.<\/p>\n\n\n\n Government policy also sends a signal to the market: is this a country worth investing in, or one in which it is safer to remain on the sidelines?<\/p>\n\n\n\n That means judging a government\u2019s handling of the property downturn cannot be reduced to counting new policy announcements or listening to what ministers say at press conferences.<\/p>\n\n\n\n Ultimately, the test is the result.<\/p>\n\n\n\n Are developers buying land again?<\/p>\n\n\n\n Are construction companies hiring again?<\/p>\n\n\n\n Are banks willing to lend to small and medium-sized businesses again?<\/p>\n\n\n\n Are housing projects restarting?<\/p>\n\n\n\n Is private capital returning?<\/p>\n\n\n\n Are company liquidations beginning to fall consistently?<\/p>\n\n\n\n If the answers remain disappointing, the government must confront an uncomfortable truth:<\/p>\n\n\n\n Announcing policy is not the same as delivering an economic recovery.<\/strong><\/p>\n\n\n\n That is also where the property debate ahead of the 2026 election should begin.<\/p>\n\n\n\n Politicians can spend endless time arguing over who created the previous housing bubble. They can just as easily blame today’s difficulties on decisions made years ago.<\/p>\n\n\n\n But for a business that has already collapsed, those arguments mean little.<\/p>\n\n\n\n They mean little to a construction worker who has lost his job.<\/p>\n\n\n\n They mean little to a young family unable to secure finance.<\/p>\n\n\n\n What they need is an economy that works again.<\/p>\n\n\n\n For years, the dominant question in New Zealand was: When will house prices rise again?<\/strong><\/p>\n\n\n\n The more important question now is:<\/p>\n\n\n\n When will New Zealand become an economy worth investing in again?<\/strong><\/p>\n\n\n\n Those are not the same thing.<\/p>\n\n\n\n A country can experience rising house prices because housing supply is constrained and still have an economy suffering from weak productivity, investment and confidence.<\/p>\n\n\n\n A genuinely healthy property market requires developers willing to build, banks willing to finance, households able to buy, and businesses confident that sufficient demand will exist in the future.<\/p>\n\n\n\n Without those conditions, rising house prices may simply mark the beginning of another asset bubble.<\/p>\n\n\n\n For a small, open economy heavily dependent on international trade and capital flows, that is particularly risky.<\/p>\n\n\n\n Capital does not remain in New Zealand simply because the country needs investment.<\/p>\n\n\n\n Investors compare returns, risks, taxes, regulation, financing costs and future growth prospects. If other countries offer better returns with less uncertainty, capital will go elsewhere.<\/p>\n\n\n\n That is the competition New Zealand ultimately has to confront.<\/p>\n\n\n\n So if the property debate during the 2026 election once again becomes an argument over who caused the crisis, it will miss the more important question.<\/p>\n\n\n\n National can point to the problems inherited from the previous government. Labour can attack the policies of the current government.<\/p>\n\n\n\n But as the party leading the government, National and its coalition partners must ultimately answer for their own record.<\/p>\n\n\n\n After almost three years in office, why are businesses still entering liquidation in such numbers?<\/p>\n\n\n\n Why has private investment not recovered more convincingly?<\/p>\n\n\n\n Why is the construction industry still under pressure?<\/p>\n\n\n\n Why are so many developers still waiting on the sidelines?<\/p>\n\n\n\n And, more importantly, if these trends continue, what political responsibility is the government prepared to accept?<\/p>\n\n\n\n These are not questions manufactured by the opposition for political theatre.<\/p>\n\n\n\n They are questions every government seeking another term must answer.<\/p>\n\n\n\n The failure of one property company can be dismissed as a business failure.<\/p>\n\n\n\n When hundreds fail, it becomes a warning about the economic environment.<\/p>\n\n\n\n That does not prove the coalition government created the crisis.<\/p>\n\n\n\n But neither does it prove that the coalition government has solved it.<\/p>\n\n\n\n There is a profound political difference between those two propositions.<\/p>\n\n\n\n A government can inherit economic problems. It cannot indefinitely explain its own record as merely the legacy of its predecessor.<\/p>\n\n\n\n The responsibility of government is not simply to explain why the past happened. It is to demonstrate that the future can be made better.<\/p>\n\n\n\n New Zealand does not need another speculative property boom.<\/p>\n\n\n\n It has already experienced one, and the cost was substantial.<\/p>\n\n\n\n What it needs is a healthier economic cycle: capital willing to enter, businesses willing to invest, developers willing to build, construction workers in work, household incomes rising, and young people able to see a future here.<\/p>\n\n\n\n If that cycle can be restored, the property market will recover with it.<\/p>\n\n\n\n If it cannot, the property companies failing today may prove to be among the earliest signals of a much deeper economic problem.<\/p>\n\n\n\n So, ahead of the 2026 election, the question New Zealanders should be asking is no longer simply who was responsible for the last property crisis.<\/p>\n\n\n\n It is this:<\/p>\n\n\n\n After almost three years in office, has the National-led coalition government made New Zealand an economy worth investing in again?<\/strong><\/p>\n\n\n\n A property company going under may be a commercial failure. Hundreds going under cannot simply be dismissed as another turn of the economic cycle.<\/p>\n\n\n\n The government cannot control global interest rates, international prices or the business cycle. But it must be accountable for the things it can influence: the investment environment, regulatory costs, housing policy, infrastructure and business confidence.<\/p>\n\n\n\n That is the real accountability test of the 2026 election.<\/p>\n\n\n\n A government may inherit a problem. It cannot inherit an indefinite exemption from responsibility.<\/strong><\/p>\n\n\n\n Voters will ultimately judge the government not by where it says the problem came from, but by whether businesses are investing again, construction is recovering, jobs are being created and young New Zealanders can still see a future here.<\/p>\n\n\n\n If the answer remains no, \u201cit was inherited from the previous government\u201d will cease to be an explanation. It will become a political liability for the government in office.<\/strong><\/p>\n\n\n\n <\/p>\n","protected":false},"excerpt":{"rendered":" \u2014\u2014\u623f\u5730\u4ea7\u6e05\u76d8\u6f6e\u80cc\u540e\uff0c\u8054\u5408\u653f\u5e9c\u4e0d\u80fd\u53ea\u89e3\u91ca\u8fc7\u53bb\uff0c\u66f4\u5fc5\u987b\u56de\u7b54\u5b83\u6539\u53d8\u4e86\u4ec0\u4e48 \u5728\u65b0\u897f\u5170\uff0c\u623f\u5730\u4ea7\u4ece\u6765\u4e0d\u53ea\u662f\u623f\u5b50\u3002 \u5b83\u8fde\u63a5 […]<\/p>\n","protected":false},"author":1,"featured_media":12574,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"no","rop_publish_now_accounts":{"facebook_10164628679967220_110360201440802":""},"rop_publish_now_history":[{"account":"facebook_10164628679967220_110360201440802","service":"facebook","timestamp":1788738015,"status":"success"}],"rop_publish_now_status":"done","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false,"_links_to":"","_links_to_target":""},"categories":[26],"tags":[198,23],"class_list":["post-12573","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-26","tag-198","tag-23"],"jetpack_publicize_connections":[],"jetpack-related-posts":[{"id":7690,"url":"https:\/\/nzchinesedailynews.co.nz\/?p=7690","url_meta":{"origin":12573,"position":0},"title":"\u65b0\u897f\u5170\u5934\u6761\uff082026\u5e747\u670821\u65e5 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Property Companies Start Falling: Can New Zealand Become an Economy Worth Investing In Again?<\/h1>\n\n\n\n
![\"\"](\"https:\/\/i0.wp.com\/nzchinesedailynews.co.nz\/wp-content\/uploads\/2026\/09\/auckland_aerials_30_feb_24_876webres.jpg?resize=640%2C294&ssl=1\")
<\/figure>\n<\/div>\n\n\n